For instance, you could make an initial deposit of $49 but still get the $200 credit line. This Capital One card is a secured card, but you get some bonus options even for low-entry deposits. Comparable cards Capital One Platinum Credit Card* Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. This may be helpful if you’re traveling outside the country and need to use this card. Many non-travel cards have a standard 3% foreign transaction fee, so we do like that the Indigo Mastercard’s fee is lower. You don’t get any rewards from the Indigo Mastercard. To compare, the Blue Cash Preferred® Card from American Express charges a $0 intro annual fee the first year, then $95 thereafter, but you get a slew of rewards, like 6% cash back at US supermarkets (up to $6,000 per year, then 1%) and on select US streaming services. Your annual fee depends on your credit score, and you won’t know your annual fee until after you complete an application.
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